Closing the
$3T USD
Credit gap.

We are a global collective of Builders, Investors, LPs, and dreamers working together to help build the next generation of credit solutions.

Credit Collective

We are looking for people who already have skin in the game to co-imagine and co-create how we can push the industry forward.

Projects

Inkom

Website:
inkom.io
Email:
hello@inkom.io
Blurb:

We are a digital asset diversifier platform available to everyone starting from 1 dollar

Countries of operation:

Worldwide

Roda

Email:
contacto@rodaapp.co
Blurb:

Countries of operation:

Colombia

Akiba Digital

Email:
tebogom@akibadigital.com
Blurb:

Akiba is a lending-as-a-service B2B SAAS in South Africa including data intake, credit scoring and disbursement.

Countries of operation:

South Africa

Mento

Email:
markus@mentolabs.xyz
Blurb:

Mento is a stable-coins protocol backed by digital assets

Countries of operation:

Worldwide

TrueFi

Email:
tyler@wallfacer.io
Blurb:

TrueFi is making credit more accessible, transparent, and programmable by bringing debt infrastructure on-chain.

Countries of operation:

Worldwide

Credix Finance

Email:
Chaim@Credix.Finance
Blurb:

**New portals to credit investing** Opening up access to unexplored territory

Countries of operation:

Brazil, Uganda, Colombia, Mexico, South Africa

GoodDollar

Email:
anna@gooddollar.org
Blurb:

GoodDollar provides digital basic income to underbanked populations worldwide, linking them to innovative fintech services and goods. With 500,000 users in emerging economies, it connects solution providers, capital, and beneficiaries for Web3 financial inclusion.

Countries of operation:

Bangladesh, Brazil, Cameroon, Ghana, Indonesia, Kenya, Nigeria, Vietnam

Flowcarbon

Email:
tim@flowcarbon.com
Blurb:

Flowcarbon is a leading climate technology company leveraging new technology and innovative financing structures to scale the voluntary carbon market. Flowcarbon vertically integrates across the entire carbon offset lifecycle, offering strategies & solutions ranging from carbon project origination and structured finance to marketing and carbon portfolio management for leading corporations

Countries of operation:

Worldwide

Tempo

Website:
ridetempo.co
Email:
michael@ridetempo.co
Blurb:

Tempo expands access to personal mobility by lending internet-connected electric bikes to customers who need them.

Countries of operation:

United States

Finanex

Email:
ignacio@finanex.io
Blurb:

We help increase your international food sales with simple, fast, and flexible financing, along with digital information.

Countries of operation:

Mexico

Quipu

Email:
mbidart@quipubank.com
Blurb:

We strengthen entrepreneurs who are not formalized by providing them with easy, fair, and alternative access to capital.

Countries of operation:

Colombia

Resource

Email:
ashley@resourcenetwork.co
Blurb:

ReSource is a decentralized protocol for mutual credit and multilateral exchange, enabling individuals, businesses and entire networks to access credit without the need for capital or interest payments.

Countries of operation:

United States

Shareitt

Email:
Arie@shareitt.com
Blurb:

The Shareitt platform makes it fun and easy to exchange second-hand used or new items.

Countries of operation:

Israel

SympliFi

Email:
maurice@symplifi.co
Blurb:

SympliFi is a credit-as-a-service platform providing credit on-demand for MSMEs in emerging markets.

Countries of operation:

Kenya, Rwanda

Unergy

Email:
eduardo@unergy.io
Blurb:

Invest from low amounts in solar energy projects, generating the best returns.

Countries of operation:

Colombia

Gane

Website:
gane.com
Email:
henry@gane.com
Blurb:

Gane is a cellphone carrier that provides free data, voice, text, and a web3 wallet. Users earn tokens by engaging with sponsored content in the app and can exchange them for free services, including identity verification, remittances, and low-interest loans, making it a user-friendly experience.

Countries of operation:

Mexico, United States

Solid World

Email:
stenver@solid.world
Blurb:

Solid World is an innovative climate finance platform that backs Mangrove restoration through discounted carbon credits. Investors can earn 13%+ APR in a transparent, AI-secured marketplace. Launched in May 2023, it has key industrial partnerships and support from Greycroft and Taavet+StenMore info here - https://www.solid.world/

Countries of operation:

United States, Switzerland, Estonia, United Kingdom, Netherlands

Cred Protocol

Email:
julian@credprotocol.com
Blurb:

Cred Protocol is a web3 credit bureau that quantifies digital asset risk at scale. As a trusted provider of consumer and corporate digital asset risk data, we work with institutions across web3 and web3 who are seeking to understand the holistic risk profile of businesses or consumers. Ingesting on & off-chain data we build Data Packages and Risk Intelligence products that allow our customers to quantify and monitor digital asset risk.

Countries of operation:

United Kingdom, United States, Worldwide

EthicHub

Email:
joan@ethichub.com
Blurb:

Crowd Collateral solution for impactful lending

Countries of operation:

Mexico, Brazil, Honduras, Peru, Ecuador, Colombia

Canza

Email:
pascal.ntsamaiv@gmail.com
Blurb:

We are an Open Finance Portal enabling access to unlimited financial services for emerging markets.

Countries of operation:

Nigeria

Jia

Email:
zach@jia.xyz
Blurb:

Jia connects capital to small businesses in every corner of the world.

Countries of operation:

Worldwide

Masa Finance

Email:
calanthia@masa.finance
Blurb:

Masa is the first and fastest-growing Soulbound Token project, building and scaling an interoperable and composable data protocol through Soulbound Tokens. In DeFi, Masa SBTs support on-chain user authentication, credit profile, repayment profile, and overall identity solution.

Countries of operation:

United States

Untangled Finance

Email:
manrui.tang@untangled.finance
Blurb:

Institutional-grade private credits sourced from 100+ proven fintech originators worldwide. The focus are short-term trade finance and green assets. Tokenization protocol with a novel built-in liquidation engine.

Countries of operation:

Worldwide

Lightency

Email:
thamer@lightency.io
Blurb:

Lightency, a trailblazing web3 energy platform, harnesses blockchain technology to reshape energy certification. It pioneers self-sustaining communities and facilitates traceable green energy investments. With our innovative utility token, Lightency transforms carbon offsetting into profit-driven assets while empowering community governance.

Countries of operation:

Tunisia, Nigeria, Tanzania

Huma Finance

Email:
hi@huma.finance
Blurb:

Huma Finance is an income-backed DeFi protocol for the 99%. Through the lending partners on the Huma platform, it enables businesses and people around the world to use their income and receivables as collateral to borrow against.

Countries of operation:

Worldwide

Cerchia

Email:
lukas.hug@cerchia.io
Blurb:

# Creating a resilient world # by making climate risks investable. DRT is a decentralized marketplace where investors provide capital to protect businesses and communities from climate event risks.

Countries of operation:

Worldwide

Fibo

Email:
udi@fibo.finance
Blurb:

Fibo delivers tokenized private securities as well as a regulated exchange and permissioned DeFi products, bringing high quality yield on chain that is backed by TradFi assets and decades of experience.

Countries of operation:

United States

pyrpose

Email:
kevin@pyrpose.io
Blurb:

We're giving agency over climate change. We do this by connecting climate conscious consumers directly to climate solutions. These climate solutions reduce future carbon emissions and provide a return.

Countries of operation:

Switzerland

Krypto Kredit

Email:
kryptokredit.xyz@gmail.com
Blurb:

Krypto Kredit brings off-chain transactions to the blockchain, allowing credit evaluation and loans. Founded in Houston, our vision is to boost global entrepreneurship and economic growth by democratizing access to capital and resources

Countries of operation:

Nigeria, Ghana

Impact Market

Email:
marco@impactmarket.com
Blurb:

IimpactMarket is an impact-driven open protocol unlocking access to finance, including **Unconditional Basic Income, Libera** **wallet, Microcredit, and Learn & Earn,** empowering vulnerable communities and underserved people around the world.

Countries of operation:

Worldwide

Darblockchain

Email:
hatemazaiez1@gmail.com
Blurb:

DarBlockchain Tunisia is a top tech firm specializing in tailored blockchain solutions. We consult, develop, and implement for better business processes, efficiency, transparency, and security. Expertise in DApps, smart contracts, tokenization. We drive innovation with leading-edge solutions.

Countries of operation:

Tunisia, France, Spain, Morocco

Anzi Finance

Email:
matias@anzi.finance
Blurb:

Anzi is enhancing Real World DeFi safety. We offer credit default guarantees for B2B credit protocols, backed by a shared reserve fund, lowering risk and increasing trust. Our aim: reduce the $5 trillion SME financial gap via increased users, trust, and liquidity in DeFi.

Countries of operation:

Worldwide

KUMO

Email:
robin@kumo.earth
Blurb:

KUMO enables project developers to draw interest-free loans against their carbon credits. The loans empower project developers to pre-finance new projects without the need to sell their carbon credits at a low price or to accept pre-financing deals with high discounts calculated on weak baselines.

Countries of operation:

Germany

Node Finance

Email:
eric@thenode.fi
Blurb:

Launch your own application-specific wallet with just a few lines of code.

Countries of operation:

Brazil

Sargo

Email:
Alesh@sargo.io
Blurb:

Swap between Kenyan Shilling and cUSD directly with others from your phone

Countries of operation:

Kenya

Empowa

Email:
glen.jordan@empowa.io
Blurb:

Connecting people to affordable climate-smart housing through digital technology.

Countries of operation:

Algeria, Angola, Benin, Botswana, Burkina Faso, Cameroon

RociFi

Website:
roci.fi
Email:
konstantin@roci.fi
Blurb:

RociFi is the on-chain credit scoring and capital-efficient DeFi lending protocol on that allows borrowers to take fixed-term fixed-rate stablecoin loans with reduced collateral while gives lenders the possibility to earn interest from depositing their assets into lending pools.

Countries of operation:

Worldwide

Nomis

Email:
vitalii@nomis.cc
Blurb:

Nomis is an identity protocol that enables users to leverage their on-chain reputation and get personalized Web3 experiences.

Countries of operation:

Worldwide

Atlendis Labs

Email:
hugo.dura@atlendislabs.io
Blurb:

Atlendis is a DeFi credit protocol bridging traditional finance gaps. Using blockchain and open banking, it allows Fintech and institutions to create liquidity pools and offer loans, aiding SMEs and startups worldwide.

Countries of operation:

France, Nigeria, Switzerland

Investors

Cicada

Type:
Institutional Credit Risk Management On Chain

Crane Earth

Type:
Venture Capital - VCs

FOS Finance (Maex Ament, Philip Stehlik)

Type:
Angel Investor

Mercy Corps Ventures

Type:
Venture Capital - VCs

Draft Ventures

Type:
Venture Capital - VCs

Verda Ventures

Type:
Venture Capital - VCs, Debt Fund

Outlier Ventures

Type:
Venture Capital - VCs

Cerulean Ventures

Type:
Venture Capital - VCs

Reuven Palatnik

Type:
Angel Investor

Addem Capital

Type:
Debt Fund

Flori Ventures

Type:
Venture Capital - VCs